Guide

Is public Wi-Fi safe?

Most of the web is now encrypted, so public Wi-Fi is far less risky than it was a decade ago. The remaining risks are fake networks, unencrypted apps, scam sites and the network operator seeing which sites you visit. A VPN covers some of these, not all.

Updated November 13, 2026 4 min read 6 sources

Why public Wi-Fi is safer than it used to be

Ten years ago, warnings about café Wi-Fi were well founded. Many websites sent pages and even login forms without encryption, so anyone on the same network with the right tools could read them. That changed as the web moved to HTTPS, the encrypted version of the web's protocol (the padlock in your address bar).

Google wrote in October 2025 that, according to its Transparency Report, the share of pages Chrome loads over HTTPS rose from around 30-45% in 2015 to the 95-99% range by around 2020, and has largely plateaued since. Google said Chrome will switch on its Always Use Secure Connections setting by default with Chrome 154 in October 2026, warning before you open public sites that don't use HTTPS.

The US Federal Trade Commission's consumer advice (February 2023) reflects this. It says most websites now encrypt data, so using public Wi-Fi is generally safe, and tells people to look for HTTPS. It adds a warning: encryption protects data on the way to a site, but it won't protect you from scammers who run the site.

What official guidance says

Public Wi-Fi advice from government agencies
AgencyMain advice
FTC (US), Feb 2023Public Wi-Fi is generally safe now that most sites encrypt. Check for HTTPS, use strong passwords and two-factor authentication, keep devices updated, watch for scam sites.
CISA (US), tip card, Dec 2020 (archived)Public networks aren't always secure. CISA's archived tip card is marked as possibly out of date.
NCSC (UK), Connecting securely exerciseUse public Wi-Fi for browsing; if you need to log in to web services or work systems, use a VPN. Keep VPN software updated.
NSA (US), 2021 guidance for national security staffAvoid public Wi-Fi for work; if you must, use a corporate VPN (as reported by Defense One).

The guidance has softened for ordinary users and stayed strict for people handling sensitive work. That's a reasonable way to think about your own situation.

The risks that remain

  • Fake hotspots. Anyone can name a network “Airport Free WiFi”. If you join a hotspot run by someone else, they control your connection. HTTPS still protects the content of secure sites, but they can see which sites you contact and try to send you to fake login pages.
  • Which sites you visit. Even with HTTPS, the network operator can usually see the names of the sites you connect to, though not the pages or what you type.
  • Apps that don't encrypt. The FTC notes it's hard to tell whether a mobile app encrypts its traffic, though most do.
  • Scam and phishing sites. A padlock means the connection is encrypted, not that the site is honest.
  • Your device itself. Shared networks may let other devices see yours. Keep file sharing off and your system updated.
  • Captive portals. Login pages for hotel and airport Wi-Fi often ask for personal details. Give only what's required.

Does a VPN make public Wi-Fi safe?

A VPN encrypts everything from your device to the VPN server, so the Wi-Fi operator and other users see only encrypted traffic to one address. That covers several of the risks above: the operator can't see which sites you visit, unencrypted apps are protected on the local network, and a fake hotspot sees only the tunnel.

It doesn't stop phishing, scam sites or malware, and it moves trust to the VPN company, which could see the same information the café could. Choose a provider with a record you can check. See no-logs policies explained and are free VPNs safe.

Connecting through a hotel or airport login page A strict kill switch can block the Wi-Fi login page. Connect to the network, complete the login without the VPN, then turn the VPN on before you browse.

A short checklist for public Wi-Fi

  1. Check the network name Ask staff for the exact name and password rather than picking the most likely-looking one.
  2. Stick to HTTPS Look for the padlock, and turn on your browser's HTTPS-only or always-secure setting.
  3. Turn on your VPN for anything sensitive Following NCSC advice, use a VPN before logging in to work systems or accounts. A phone hotspot on your own mobile data is another option.
  4. Use two-factor authentication The FTC recommends it. A stolen password is far less useful to an attacker when a second step is required.
  5. Forget the network afterwards Turn off auto-join for public networks so your device doesn't reconnect to a look-alike later.
  6. Keep things updated Update your operating system, browser and apps, as the FTC advises.

How to see what the network sees

With the VPN on, open our What is my IP tool and check that it shows the VPN's address rather than the café's. Then run a leak test for DNS and WebRTC. If you travel often, our VPN for travel guide covers hotel networks and countries that restrict VPNs.

Questions people ask

Is it safe to do online banking on public Wi-Fi?

Bank sites and apps use encryption, so the FTC considers public Wi-Fi generally safe. For extra caution, use your mobile data or a VPN, and make sure you're on the bank's real site or app.

Can someone on the same Wi-Fi see what I'm doing?

On HTTPS sites they can't see the pages or what you type. The network operator can usually see which sites you connect to. A VPN hides that too.

Do I need a VPN on public Wi-Fi?

Not for every use. The UK's NCSC suggests using public Wi-Fi for browsing and a VPN when you log in to services or work systems.

What is a fake hotspot?

A Wi-Fi network set up to look like a legitimate one, such as a hotel's. Whoever runs it controls your connection. Ask staff for the exact network name.

Is my phone's hotspot safer than public Wi-Fi?

Your own mobile data connection is generally safer, since you control the hotspot and the password.

Sources

  1. Are Public Wi-Fi Networks Safe? What You Need To Know (FTC Consumer Advice, February 2023) (consumer.ftc.gov) · read November 13, 2026
  2. HTTPS by default (Google, 28 October 2025) (blog.google) · read November 13, 2026
  3. HTTPS encryption on the web (Google Transparency Report) (transparencyreport.google.com) · read November 13, 2026
  4. Best Practices for Using Public Wi-Fi Tip Card (CISA, archived, revised 17 December 2020) (cisa.gov) · read November 13, 2026
  5. Connecting securely: micro exercise (UK National Cyber Security Centre) (ncsc.gov.uk) · read November 13, 2026
  6. NSA to National Security Employees: Avoid Working on Public Wi-Fi (Defense One, August 2021) (defenseone.com) · read November 13, 2026